TellerScore

Side-by-side · Q2 2026 data

Aspire Credit Union vs Matagorda County Credit Union

Credit union

Aspire Credit Union

Lufkin, Texas · Under $100 million in assets

94of 100
Very strong

Credit union

Matagorda County Credit Union

Bay City, Texas · Under $100 million in assets

94of 100
Very strong

Metric by metric

MeasureAspire Credit UnionMatagorda County Credit Union
TellerScore9494
Capital cushion100100
Loan quality98 (stronger)90
Earnings8282
Funding & liquidity85100 (stronger)
Problem-loan coverage100 (stronger)98
Peer percentile95th95th
Total assets$38.0M$36.2M
Deposits / shares$30.0M$29.9M
Capital ratio20.52% (stronger)17.39%
Problem loans0.05% (stronger)0.31%
Net charge-offs0.18%0.04% (stronger)
Return on assets1.56% (stronger)1.55%
Loans ÷ deposits74.9%57.0% (stronger)
Uninsured deposits1.6%0.8% (stronger)
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Aspire Credit Union leads on 3 and Matagorda County Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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