Side-by-side · Q2 2026 data
Assemblies of God Credit Union vs Multi-States Credit Union
Credit union
Assemblies of God Credit Union
Springfield, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Assemblies of God Credit Union | Multi-States Credit Union |
|---|---|---|
| TellerScore | 41 | 78 (stronger) |
| Capital cushion | 38 | 75 (stronger) |
| Loan quality | 24 | 88 (stronger) |
| Earnings | 40 | 65 (stronger) |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 56 | 95 (stronger) |
| Peer percentile | 2nd | 59th |
| Total assets | $450.5M | $90.9M |
| Deposits / shares | $373.3M | $78.9M |
| Capital ratio | 8.84% | 12.46% (stronger) |
| Problem loans | 2.29% | 0.36% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.50% | 1.13% (stronger) |
| Loans ÷ deposits | 93.0% | 89.4% (stronger) |
| Uninsured deposits | 18.0% | 2.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
Multi-States Credit Union has the higher TellerScore (78 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Assemblies of God Credit Union leads on 0 and Multi-States Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.