Side-by-side · Q2 2026 data
Associated Healthcare Credit Union vs Heartland Credit Union
Metric by metric
| Measure | Associated Healthcare Credit Union | Heartland Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 83 (stronger) | 51 |
| Loan quality | 79 (stronger) | 72 |
| Earnings | 50 (stronger) | 21 |
| Funding & liquidity | 78 | 91 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 68th | 21st |
| Total assets | $175.8M | $172.0M |
| Deposits / shares | $154.4M | $148.2M |
| Capital ratio | 13.31% (stronger) | 10.06% |
| Problem loans | 0.62% (stronger) | 0.83% |
| Net charge-offs | 0.36% | 0.19% (stronger) |
| Return on assets | 0.75% (stronger) | 0.03% |
| Loans ÷ deposits | 82.2% | 69.5% (stronger) |
| Uninsured deposits | 8.4% | 5.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Associated Healthcare Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Associated Healthcare Credit Union leads on 4 and Heartland Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.