Headquartered in Woodbury, Minnesota, Associated Healthcare Credit Union is a federally insured state-chartered credit union with $175.8M in total assets and $154.4M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1953.
Based on its Q2 2026 filing, Associated Healthcare Credit Union scores 76/100, which we describe as strong. That is higher than 68% of 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 29th. Its strongest component is problem-loan coverage (93/100; 3.4%), and its lowest is earnings (50/100; 0.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (79 → 76), mostly because the loan quality component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 77 |
| Q4 2024 | 79 |
| Q1 2025 | 76 |
| Q2 2025 | 79 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 75 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.09% |
| Q3 2024 | 13.09% |
| Q4 2024 | 13.18% |
| Q1 2025 | 12.96% |
| Q2 2025 | 13.15% |
| Q3 2025 | 13.29% |
| Q4 2025 | 13.36% |
| Q1 2026 | 13.17% |
| Q2 2026 | 13.31% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.41% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.62% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.15% |
| Q3 2024 | 1.07% |
| Q4 2024 | 1.03% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.89% |
| Q3 2025 | 0.97% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.52% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $175.8M | 13.31% | 0.62% | 0.75% | 82.2% |
| Q1 2026 | 75 | $175.3M | 13.17% | 0.53% | 0.52% | 81.7% |
| Q4 2025 | 79 | $171.0M | 13.36% | 0.42% | 0.90% | 83.4% |
| Q3 2025 | 79 | $169.7M | 13.29% | 0.41% | 0.97% | 84.7% |
| Q2 2025 | 79 | $167.8M | 13.15% | 0.37% | 0.89% | 84.2% |
| Q1 2025 | 76 | $167.7M | 12.96% | 0.41% | 0.71% | 84.7% |
| Q4 2024 | 79 | $162.6M | 13.18% | 0.37% | 1.03% | 88.3% |
| Q3 2024 | 77 | $160.9M | 13.09% | 0.54% | 1.07% | 89.9% |
| Q2 2024 | 80 | $157.9M | 13.09% | 0.30% | 1.15% | 92.9% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northwoods Credit UnionCredit union Cloquet, MN | 71 out of 100, Strong | $175.2M | 9.9% | 0.49% | vs |
| Heartland Credit UnionCredit union Inver Grove Hei, MN | 60 out of 100, Moderate | $172.0M | 10.1% | 0.83% | vs |
| South Metro Federal Credit UnionCredit union Prior Lake, MN | 51 out of 100, Below average | $184.8M | 8.1% | 0.50% | vs |
| Minnesota Power Employees Credit UnionCredit union Duluth, MN | 72 out of 100, Strong | $161.9M | 14.7% | 1.92% | vs |
| Harbor Pointe Credit UnionCredit union Duluth, MN | 73 out of 100, Strong | $158.5M | 13.6% | 1.31% | vs |
| Red Wing Credit UnionCredit union Red Wing, MN | 83 out of 100, Strong | $208.0M | 12.5% | 0.30% | vs |
Deposit insurance
Is my money safe at Associated Healthcare Credit Union?
Yes. Associated Healthcare Credit Union is a federally insured credit union (NCUA charter #60466). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.4% of shares and deposits ($12.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Associated Healthcare Credit Union lists 3 offices in 3 cities. Most locations:
- Coon Rapids, MN (1)
- Fridley, MN (1)
- Saint Paul, MN (1)
HMDA 2025
Mortgage lending
In 2025, Associated Healthcare Credit Union reported 137 home-loan applications under HMDA (LEI 2549006G3AQ9DK986571): 117 originated ($8,215,000 total), 5 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Premier | 12.99% – 17.99% | $0 | $35 | 2.0% |
| Signature Rewards | 14.49% – 17.99% | $0 | $35 | 2.0% |
Identity & history
Profile
- Legal name
- Associated Healthcare Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60466
- RSSD ID
- 452896
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- 6789 Upper Afton Rd, Woodbury, MN 55125
- Employees
- 24
Quick answers
Associated Healthcare Credit Union: common questions
Is Associated Healthcare Credit Union NCUA insured?
Yes. Associated Healthcare Credit Union is a federally insured credit union (NCUA charter #60466). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Associated Healthcare Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Associated Healthcare Credit Union have?
3 offices as of the latest NCUA data.