Side-by-side · Q2 2026 data
Atchison Village Credit Union vs Mid-Cities Credit Union
Credit union
Atchison Village Credit Union
Richmond, California · Under $100 million in assets
Metric by metric
| Measure | Atchison Village Credit Union | Mid-Cities Credit Union |
|---|---|---|
| TellerScore | 51 | 54 (stronger) |
| Capital cushion | 63 (stronger) | 21 |
| Loan quality | 33 | 77 (stronger) |
| Earnings | 0 | 21 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 10th | 13th |
| Total assets | $13.3M | $16.0M |
| Deposits / shares | $11.7M | $14.6M |
| Capital ratio | 11.27% (stronger) | 7.11% |
| Problem loans | 2.01% | 0.69% (stronger) |
| Net charge-offs | 5.78% | 1.73% (stronger) |
| Return on assets | -1.93% | 0.01% (stronger) |
| Loans ÷ deposits | 45.9% | 35.7% (stronger) |
| Uninsured deposits | 6.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Cities Credit Union has the higher TellerScore (54 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Atchison Village Credit Union leads on 1 and Mid-Cities Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.