TellerScore

Atchison Village Credit Union (NCUA charter #63630) is based in Richmond, California. Its Q2 2026 call report shows $13.3M in total assets and $11.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Atchison Village Credit Union scores 51/100, which we describe as below average. That is higher than only 10% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 220th. Its strongest component is funding & liquidity (100/100; 46% loans-to-deposits, 6% uninsured), and its lowest is earnings (0/100; -1.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.27%
Loan quality33/100
Loans 60+ days delinquent ÷ total loans: 2.01%
Earnings0/100
Return on assets (annualized): -1.93%
Funding & liquidity100/100
Loans ÷ shares: 45.9% · 6.4% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (61 → 51), mostly because the earnings component weakened by 100 points.

TellerScore
435465Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202449
Q4 202444
Q1 202563
Q2 202561
Q3 202565
Q4 202562
Q1 202643
Q2 202651
Net worth ratio
7.00%10.02%13.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.73%
Q3 202410.60%
Q4 202410.34%
Q1 202512.34%
Q2 202512.22%
Q3 202513.04%
Q4 202512.31%
Q1 202611.97%
Q2 202611.27%
Delinquent loans (60+ days)
2.01%4.52%7.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.09%
Q3 20246.35%
Q4 20246.98%
Q1 20255.16%
Q2 20257.02%
Q3 20255.90%
Q4 20255.85%
Q1 20264.36%
Q2 20262.01%
Return on assets
-1.93%4.21%10.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.80%
Q3 20241.28%
Q4 20240.85%
Q1 202510.36%
Q2 20254.96%
Q3 20254.42%
Q4 20252.84%
Q1 2026-1.00%
Q2 2026-1.93%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$13.3M11.27%2.01%-1.93%45.9%
Q1 202643$13.3M11.97%4.36%-1.00%50.4%
Q4 202562$13.2M12.31%5.85%2.84%53.8%
Q3 202565$13.2M13.04%5.90%4.42%53.7%
Q2 202561$13.2M12.22%7.02%4.96%55.9%
Q1 202563$13.2M12.34%5.16%10.36%57.0%
Q4 202444$12.4M10.34%6.98%0.85%63.2%
Q3 202449$12.7M10.60%6.35%1.28%63.8%
Q2 202456$13.1M10.73%5.09%2.80%63.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.27%
26th
Problem loans2.01%
21st
Net charge-offs5.78%
1st
Return on assets-1.93%
4th
Loans to deposits45.9%
70th
Uninsured deposits6.4%
15th
Loan-loss reserves0.00%
37th
Texas ratio7.2%
20th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
United Association Credit UnionCredit union Concord, CA80 out of 100, Strong$14.3M17.3%0.45%vs
Espeeco Federal Credit UnionCredit union Bakersfield, CA50 out of 100, Below average$12.0M7.0%0.65%vs
L.A. Healthcare Federal Credit UnionCredit union Los Angeles, CA53 out of 100, Below average$14.9M8.3%0.92%vs
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
Comunidad Latina Federal Credit UnionCredit union Santa Ana, CA87 out of 100, Very strong$11.0M26.2%0.99%vs
San Francisco Lee Federal Credit UnionCredit union San Francisco, CA85 out of 100, Very strong$10.7M53.3%0.00%vs

Deposit insurance

Is my money safe at Atchison Village Credit Union?

Yes. Atchison Village Credit Union is a federally insured credit union (NCUA charter #63630). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.4% of shares and deposits ($750K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.27%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Atchison Village Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Atchison Village Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63630
RSSD ID
688190
Primary regulator
State + NCUA
Established
1959
Headquarters
270a Curry St, Richmond, CA 94801
Employees
5

Quick answers

Atchison Village Credit Union: common questions

Is Atchison Village Credit Union NCUA insured?

Yes. Atchison Village Credit Union is a federally insured credit union (NCUA charter #63630). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Atchison Village Credit Union's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Atchison Village Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Richmond

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
San Francisco Federal Credit UnionCredit union San Francisco, CA86 out of 100, Very strong$1.6B13.6%0.15%vs
San Francisco Lee Federal Credit UnionCredit union San Francisco, CA85 out of 100, Very strong$10.7M53.3%0.00%vs
GBC International BankBank Los Angeles, CA83 out of 100, Strong$658.5M15.9%0.26%vs
Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA83 out of 100, Strong$377.9M20.2%0.01%vs