Side-by-side · Q2 2026 data
Atchison Village Credit Union vs United Association Credit Union
Credit union
Atchison Village Credit Union
Richmond, California · Under $100 million in assets
Metric by metric
| Measure | Atchison Village Credit Union | United Association Credit Union |
|---|---|---|
| TellerScore | 51 | 80 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 33 | 85 (stronger) |
| Earnings | 0 | 21 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 10th | 65th |
| Total assets | $13.3M | $14.3M |
| Deposits / shares | $11.7M | $11.8M |
| Capital ratio | 11.27% | 17.30% (stronger) |
| Problem loans | 2.01% | 0.45% (stronger) |
| Net charge-offs | 5.78% | -0.02% (stronger) |
| Return on assets | -1.93% | 0.02% (stronger) |
| Loans ÷ deposits | 45.9% (stronger) | 62.3% |
| Uninsured deposits | 6.4% | 1.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Association Credit Union has the higher TellerScore (80 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Atchison Village Credit Union leads on 1 and United Association Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.