Side-by-side · Q2 2026 data
Athol Credit Union vs Worcester Fire Dept. Credit Union
Credit union
Worcester Fire Dept. Credit Union
Worcester, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Athol Credit Union | Worcester Fire Dept. Credit Union |
|---|---|---|
| TellerScore | 42 | 78 (stronger) |
| Capital cushion | 36 | 82 (stronger) |
| Loan quality | 60 | 70 (stronger) |
| Earnings | 8 | 54 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 75 | 97 (stronger) |
| Peer percentile | 4th | 59th |
| Total assets | $99.2M | $47.1M |
| Deposits / shares | $77.5M | $40.9M |
| Capital ratio | 8.61% | 13.18% (stronger) |
| Problem loans | 1.20% | 0.91% (stronger) |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | -0.30% | 0.85% (stronger) |
| Loans ÷ deposits | 112.4% | 25.0% (stronger) |
| Uninsured deposits | 11.0% | 10.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Worcester Fire Dept. Credit Union has the higher TellerScore (78 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Athol Credit Union leads on 0 and Worcester Fire Dept. Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.