Side-by-side · Q2 2026 data
Atkins Savings Bank & Trust vs Chelsea Savings Bank
Metric by metric
| Measure | Atkins Savings Bank & Trust | Chelsea Savings Bank |
|---|---|---|
| TellerScore | 83 | 93 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 80 | 90 (stronger) |
| Funding & liquidity | 77 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 84th | 98th |
| Total assets | $172.2M | $196.9M |
| Deposits / shares | $146.2M | $173.8M |
| Capital ratio | 11.91% | 16.01% (stronger) |
| Problem loans | 0.05% (stronger) | 0.24% |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.50% | 1.75% (stronger) |
| Loans ÷ deposits | 83.1% | 48.2% (stronger) |
| Uninsured deposits | 14.9% (stronger) | 29.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Chelsea Savings Bank has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Atkins Savings Bank & Trust leads on 2 and Chelsea Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.