Side-by-side · Q2 2026 data
Atkins Savings Bank & Trust vs Collins Community Credit Union
Metric by metric
| Measure | Atkins Savings Bank & Trust | Collins Community Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 31 |
| Capital cushion | 69 (stronger) | 28 |
| Loan quality | 98 (stronger) | 18 |
| Earnings | 80 (stronger) | 13 |
| Funding & liquidity | 77 (stronger) | 75 |
| Problem-loan coverage | 99 (stronger) | 41 |
| Peer percentile | 84th | 1st |
| Total assets | $172.2M | $1.5B |
| Deposits / shares | $146.2M | $1.3B |
| Capital ratio | 11.91% (stronger) | 7.78% |
| Problem loans | 0.05% (stronger) | 2.47% |
| Net charge-offs | 0.25% (stronger) | 0.33% |
| Return on assets | 1.50% (stronger) | -0.17% |
| Loans ÷ deposits | 83.1% (stronger) | 85.5% |
| Uninsured deposits | 14.9% | 13.0% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.3% |
Atkins Savings Bank & Trust has the higher TellerScore (83 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Atkins Savings Bank & Trust leads on 6 and Collins Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.