Side-by-side · Q2 2026 data
Atkins Savings Bank & Trust vs Danville State Savings Bank
Metric by metric
| Measure | Atkins Savings Bank & Trust | Danville State Savings Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 69 | 74 (stronger) |
| Loan quality | 98 (stronger) | 24 |
| Earnings | 80 (stronger) | 56 |
| Funding & liquidity | 77 | 94 (stronger) |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 84th | 20th |
| Total assets | $172.2M | $182.6M |
| Deposits / shares | $146.2M | $159.0M |
| Capital ratio | 11.91% | 12.38% (stronger) |
| Problem loans | 0.05% (stronger) | 2.27% |
| Net charge-offs | 0.25% (stronger) | 1.12% |
| Return on assets | 1.50% (stronger) | 0.89% |
| Loans ÷ deposits | 83.1% | 66.6% (stronger) |
| Uninsured deposits | 14.9% | 12.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Atkins Savings Bank & Trust has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Atkins Savings Bank & Trust leads on 4 and Danville State Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.