Side-by-side · Q2 2026 data
Auburn Banking Company vs Farmers Bank and Trust Company
Metric by metric
| Measure | Auburn Banking Company | Farmers Bank and Trust Company |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 33 | 42 (stronger) |
| Loan quality | 78 | 92 (stronger) |
| Earnings | 86 | 94 (stronger) |
| Funding & liquidity | 67 | 67 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 29th | 57th |
| Total assets | $164.3M | $794.0M |
| Deposits / shares | $149.8M | $699.2M |
| Capital ratio | 8.26% | 9.24% (stronger) |
| Problem loans | 0.65% | 0.23% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.65% | 1.86% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 93.7% |
| Uninsured deposits | 24.1% | 11.8% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
Farmers Bank and Trust Company has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Auburn Banking Company leads on 1 and Farmers Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.