Side-by-side · Q2 2026 data
Auburn State Bank vs Columbus Bank and Trust Company
Metric by metric
| Measure | Auburn State Bank | Columbus Bank and Trust Company |
|---|---|---|
| TellerScore | 91 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 68 | 87 (stronger) |
| Funding & liquidity | 85 (stronger) | 42 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 96th | 50th |
| Total assets | $251.3M | $274.6M |
| Deposits / shares | $216.9M | $218.8M |
| Capital ratio | 15.07% (stronger) | 9.47% |
| Problem loans | 0.00% (stronger) | 0.07% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.19% | 1.66% (stronger) |
| Loans ÷ deposits | 49.9% (stronger) | 100.8% |
| Uninsured deposits | 29.1% (stronger) | 30.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Auburn State Bank has the higher TellerScore (91 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Auburn State Bank leads on 5 and Columbus Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.