TellerScore

Headquartered in Auburn, Nebraska, Auburn State Bank is a state-chartered bank (fed member) with $251.3M in total assets and $216.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1905.

Based on its Q2 2026 filing, Auburn State Bank scores 91/100, which we describe as very strong. That is higher than 96% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 10th. Its strongest component is capital cushion (100/100; 15.07%), and its lowest is earnings (68/100; 1.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.07%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings68/100
Return on assets (annualized): 1.19%
Funding & liquidity85/100
Loans ÷ deposits and uninsured-deposit share: 49.9% · 29.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (85 → 91), mostly because the capital cushion component improved by 10 points.

TellerScore
848891Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202487
Q4 202485
Q1 202584
Q2 202585
Q3 202586
Q4 202587
Q1 202689
Q2 202691
Tier 1 leverage ratio
5.00%10.03%15.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.86%
Q3 202414.92%
Q4 202414.79%
Q1 202513.87%
Q2 202513.97%
Q3 202514.29%
Q4 202514.65%
Q1 202614.44%
Q2 202615.07%
Noncurrent loans
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.02%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.70%0.94%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20240.85%
Q4 20240.70%
Q1 20250.81%
Q2 20250.95%
Q3 20250.98%
Q4 20251.01%
Q1 20261.15%
Q2 20261.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$251.3M15.07%0.00%1.19%49.9%
Q1 202689$250.2M14.44%0.00%1.15%50.1%
Q4 202587$255.5M14.65%0.00%1.01%50.1%
Q3 202586$259.8M14.29%0.00%0.98%48.1%
Q2 202585$259.1M13.97%0.00%0.95%47.6%
Q1 202584$258.2M13.87%0.00%0.81%46.2%
Q4 202485$255.0M14.79%0.00%0.70%47.8%
Q3 202487$255.5M14.92%0.00%0.85%46.5%
Q2 202487$250.5M14.86%0.02%0.85%46.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.07%
87th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.19%
46th
Net interest margin2.80%
6th
Efficiency ratio51.1%
81st
Loans to deposits49.9%
92nd
Uninsured deposits29.1%
31st
Loan-loss reserves1.27%
59th
Texas ratio0.0%
95th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Western National BankBank Chester, NE74 out of 100, Strong$257.4M9.1%0.02%vs
State Nebraska Bank & TrustBank Wayne, NE61 out of 100, Moderate$244.0M10.9%1.61%vs
Citizens Bank & Trust CompanyBank Saint Paul, NE54 out of 100, Below average$242.3M11.4%2.42%vs
Nebraska Bank of CommerceBank Lincoln, NE66 out of 100, Moderate$241.2M9.6%0.33%vs
Adams County BankBank Kenesaw, NE83 out of 100, Strong$241.1M11.8%0.00%vs
Commercial State BankBank Wausa, NE76 out of 100, Strong$264.4M9.6%0.12%vs

Deposit insurance

Is my money safe at Auburn State Bank?

Yes. Auburn State Bank is an FDIC-insured institution (FDIC certificate #11477). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.1% of deposits ($63.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.07%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Auburn State Bank lists 1 office in 1 city. Most locations:

  • Auburn, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Auburn State Bank
Former names
The Auburn State Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
11477
RSSD ID
979151
Primary regulator
FED
Established
January 1, 1905
Headquarters
1212 J St, Auburn, NE 68305
Employees
22

Quick answers

Auburn State Bank: common questions

Is Auburn State Bank FDIC insured?

Yes. Auburn State Bank is an FDIC-insured institution (FDIC certificate #11477). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Auburn State Bank's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Auburn State Bank ever failed?

There is no failure record for FDIC certificate #11477 in the FDIC failed bank list.

How many branches does Auburn State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Auburn

InstitutionScoreAssetsCapitalProblem loansCompare
Countryside BankBank Unadilla, NE90 out of 100, Very strong$118.5M15.2%0.35%vs
The First National Bank of JohnsonBank Johnson, NE88 out of 100, Very strong$95.6M15.2%0.00%vs
Citizens Bank & TrustBank Rock Port, MO85 out of 100, Very strong$107.3M12.5%0.08%vs
Tecumseh Federal BankBank Tecumseh, NE83 out of 100, Strong$53.1M21.3%0.17%vs
FirstBank of NebraskaBank Wahoo, NE77 out of 100, Strong$498.1M11.2%0.89%vs
Union Bank and Trust CompanyBank Lincoln, NE76 out of 100, Strong$9.2B10.6%0.32%vs