Side-by-side · Q2 2026 data
AuburnBank vs First Metro Bank
Metric by metric
| Measure | AuburnBank | First Metro Bank |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 57 | 80 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 55 | 85 (stronger) |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 74th | 95th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $990.5M | $893.7M |
| Capital ratio | 10.65% | 12.98% (stronger) |
| Problem loans | 0.01% (stronger) | 0.13% |
| Net charge-offs | 0.13% (stronger) | 0.22% |
| Return on assets | 0.88% | 1.62% (stronger) |
| Loans ÷ deposits | 57.9% (stronger) | 66.4% |
| Uninsured deposits | 38.4% (stronger) | 42.8% |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | 7.7% |
First Metro Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 4 and First Metro Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.