Side-by-side · Q2 2026 data
Augusta County Federal Credit Union vs Augusta Health Care Credit Union
Credit union
Augusta County Federal Credit Union
Verona, Virginia · Under $100 million in assets
Credit union
Augusta Health Care Credit Union
Fishersville, Virginia · Under $100 million in assets
Metric by metric
| Measure | Augusta County Federal Credit Union | Augusta Health Care Credit Union |
|---|---|---|
| TellerScore | 76 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 9 | 80 (stronger) |
| Earnings | 97 (stronger) | 78 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 54th | 89th |
| Total assets | $25.7M | $15.2M |
| Deposits / shares | $18.7M | $12.0M |
| Capital ratio | 26.25% (stronger) | 21.10% |
| Problem loans | 2.72% | 0.61% (stronger) |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 1.91% (stronger) | 1.46% |
| Loans ÷ deposits | 50.9% | 48.8% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 2.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Augusta Health Care Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Augusta County Federal Credit Union leads on 3 and Augusta Health Care Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.