Side-by-side · Q2 2026 data
Aurora Federal Credit Union vs Horizons North Credit Union
Metric by metric
| Measure | Aurora Federal Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 44 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 26th | 41st |
| Total assets | $139.7M | $136.2M |
| Deposits / shares | $114.9M | $125.1M |
| Capital ratio | 17.83% (stronger) | 8.31% |
| Problem loans | 3.46% | 0.05% (stronger) |
| Net charge-offs | 0.58% | -0.01% (stronger) |
| Return on assets | 0.59% | 0.73% (stronger) |
| Loans ÷ deposits | 57.8% (stronger) | 73.2% |
| Uninsured deposits | 7.2% | 6.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizons North Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Aurora Federal Credit Union leads on 2 and Horizons North Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.