TellerScore

Aurora Federal Credit Union (NCUA charter #18574) is based in Aurora, Colorado. Its Q2 2026 call report shows $139.7M in total assets and $114.9M in member shares and deposits and 2 offices.

Aurora Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 42nd. Capital cushion contributes the most (100/100, 17.83%); loan quality contributes the least (0/100, 3.46%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.83%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.46%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity100/100
Loans ÷ shares: 57.8% · 7.2% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (68 → 62), mostly because the loan quality component weakened by 51 points.

TellerScore
627282Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202476
Q4 202476
Q1 202577
Q2 202568
Q3 202566
Q4 202563
Q1 202670
Q2 202662
Net worth ratio
7.00%13.29%19.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.07%
Q3 202419.25%
Q4 202419.57%
Q1 202518.05%
Q2 202517.86%
Q3 202518.10%
Q4 202517.79%
Q1 202617.46%
Q2 202617.83%
Delinquent loans (60+ days)
0.60%2.03%3.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.60%
Q3 20241.38%
Q4 20241.46%
Q1 20250.90%
Q2 20251.48%
Q3 20251.76%
Q4 20252.05%
Q1 20262.21%
Q2 20263.46%
Return on assets
-0.31%0.24%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.54%
Q3 20240.76%
Q4 20240.80%
Q1 20250.24%
Q2 2025-0.21%
Q3 2025-0.15%
Q4 2025-0.31%
Q1 20260.67%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$139.7M17.83%3.46%0.59%57.8%
Q1 202670$138.8M17.46%2.21%0.67%60.3%
Q4 202563$134.9M17.79%2.05%-0.31%63.7%
Q3 202566$134.3M18.10%1.76%-0.15%66.0%
Q2 202568$136.1M17.86%1.48%-0.21%66.5%
Q1 202577$135.9M18.05%0.90%0.24%65.0%
Q4 202476$124.9M19.57%1.46%0.80%67.7%
Q3 202476$125.8M19.25%1.38%0.76%65.3%
Q2 202482$125.0M19.07%0.60%0.54%65.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.83%
95th
Problem loans3.46%
1st
Net charge-offs0.58%
28th
Return on assets0.59%
38th
Loans to deposits57.8%
80th
Uninsured deposits7.2%
37th
Loan-loss reserves0.00%
50th
Texas ratio9.6%
14th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Horizons North Credit UnionCredit union Westminster, CO67 out of 100, Moderate$136.2M8.3%0.05%vs
Pikes Peak Credit UnionCredit union Colorado Spring, CO76 out of 100, Strong$132.0M11.8%0.52%vs
The District Federal Credit UnionCredit union Aurora, CO50 out of 100, Below average$148.3M7.6%0.95%vs
Clean Energy Federal Credit UnionCredit union Englewood, CO53 out of 100, Below average$130.2M9.8%0.74%vs
Fidelis Catholic Federal Credit UnionCredit union Arvada, CO56 out of 100, Moderate$151.8M8.4%0.43%vs
Arapahoe Credit UnionCredit union Littleton, CO49 out of 100, Below average$154.0M7.0%1.22%vs

Deposit insurance

Is my money safe at Aurora Federal Credit Union?

Yes. Aurora Federal Credit Union is a federally insured credit union (NCUA charter #18574). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.2% of shares and deposits ($8.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 17.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Aurora Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Aurora Federal Credit Union
Type
Federal credit union
NCUA charter #
18574
RSSD ID
618580
Primary regulator
NCUA
Established
1968
Headquarters
610 S Abilene St, Aurora, CO 80012
Employees
21

Quick answers

Aurora Federal Credit Union: common questions

Is Aurora Federal Credit Union NCUA insured?

Yes. Aurora Federal Credit Union is a federally insured credit union (NCUA charter #18574). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Aurora Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aurora Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Aurora

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs