Side-by-side · Q2 2026 data
Austin City Employees Credit Union vs Alexandria Schools Employees Credit Union
Credit union
Austin City Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Credit union
Alexandria Schools Employees Credit Union
Alexandria, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Austin City Employees Credit Union | Alexandria Schools Employees Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 94 (stronger) | 52 |
| Funding & liquidity | 89 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 52 |
| Peer percentile | 98th | 15th |
| Total assets | $11.6M | $9.3M |
| Deposits / shares | $9.3M | $7.9M |
| Capital ratio | 19.09% (stronger) | 14.95% |
| Problem loans | 0.00% (stronger) | 4.61% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.86% (stronger) | 0.80% |
| Loans ÷ deposits | 71.5% (stronger) | 93.7% |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Austin City Employees Credit Union has the higher TellerScore (97 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Austin City Employees Credit Union leads on 5 and Alexandria Schools Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.