Side-by-side · Q2 2026 data
Austin City Employees Credit Union vs Mower County Employees Credit Union
Credit union
Austin City Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Credit union
Mower County Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Austin City Employees Credit Union | Mower County Employees Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 90 |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 98th | 89th |
| Total assets | $11.6M | $13.4M |
| Deposits / shares | $9.3M | $11.2M |
| Capital ratio | 19.09% (stronger) | 14.67% |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% | -0.31% (stronger) |
| Return on assets | 1.86% | 3.35% (stronger) |
| Loans ÷ deposits | 71.5% (stronger) | 108.8% |
| Uninsured deposits | 2.9% | 1.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Austin City Employees Credit Union has the higher TellerScore (97 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Austin City Employees Credit Union leads on 4 and Mower County Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.