Side-by-side · Q2 2026 data
Autotruck Financial Credit Union vs Transcend Credit Union
Metric by metric
| Measure | Autotruck Financial Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 81 | 84 (stronger) |
| Loan quality | 59 | 96 (stronger) |
| Earnings | 44 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 57th | 83rd |
| Total assets | $220.4M | $588.3M |
| Deposits / shares | $189.6M | $473.2M |
| Capital ratio | 13.05% | 13.37% (stronger) |
| Problem loans | 1.22% | 0.13% (stronger) |
| Net charge-offs | 0.41% | 0.18% (stronger) |
| Return on assets | 0.59% | 1.19% (stronger) |
| Loans ÷ deposits | 45.2% (stronger) | 91.0% |
| Uninsured deposits | 4.6% (stronger) | 9.8% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.9% | — |
Transcend Credit Union has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Autotruck Financial Credit Union leads on 2 and Transcend Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.