Side-by-side · Q2 2026 data
Avenir Financial Federal Credit Union vs Copper State Credit Union
Metric by metric
| Measure | Avenir Financial Federal Credit Union | Copper State Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 78 (stronger) | 47 |
| Loan quality | 87 (stronger) | 82 |
| Earnings | 37 (stronger) | 36 |
| Funding & liquidity | 65 | 80 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 57th | 29th |
| Total assets | $400.9M | $700.8M |
| Deposits / shares | $307.6M | $606.9M |
| Capital ratio | 12.78% (stronger) | 9.70% |
| Problem loans | 0.39% (stronger) | 0.53% |
| Net charge-offs | 0.75% | 0.52% (stronger) |
| Return on assets | 0.43% (stronger) | 0.40% |
| Loans ÷ deposits | 95.2% | 80.3% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 7.6% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Avenir Financial Federal Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Avenir Financial Federal Credit Union leads on 5 and Copper State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.