Side-by-side · Q2 2026 data
Avenir Financial Federal Credit Union vs First American Credit Union
Metric by metric
| Measure | Avenir Financial Federal Credit Union | First American Credit Union |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 78 (stronger) | 77 |
| Loan quality | 87 | 89 (stronger) |
| Earnings | 37 | 59 (stronger) |
| Funding & liquidity | 65 | 74 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 57th | 74th |
| Total assets | $400.9M | $120.0M |
| Deposits / shares | $307.6M | $103.0M |
| Capital ratio | 12.78% (stronger) | 12.68% |
| Problem loans | 0.39% | 0.33% (stronger) |
| Net charge-offs | 0.75% (stronger) | 0.81% |
| Return on assets | 0.43% | 0.97% (stronger) |
| Loans ÷ deposits | 95.2% | 50.2% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 38.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.7% |
First American Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Avenir Financial Federal Credit Union leads on 3 and First American Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.