Side-by-side · Q2 2026 data
Avh Federal Credit Union vs Moonlight Federal Credit Union
Credit union
Avh Federal Credit Union
Natrona Heights, Pennsylvania · Under $100 million in assets
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Avh Federal Credit Union | Moonlight Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 72 | 98 (stronger) |
| Earnings | 36 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 65th | 95th |
| Total assets | $4.4M | $53.6M |
| Deposits / shares | $2.8M | $44.1M |
| Capital ratio | 37.68% (stronger) | 17.94% |
| Problem loans | 0.85% | 0.06% (stronger) |
| Net charge-offs | 4.69% | 0.07% (stronger) |
| Return on assets | 0.40% | 1.78% (stronger) |
| Loans ÷ deposits | 53.0% (stronger) | 86.5% |
| Uninsured deposits | 0.0% (stronger) | 0.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Avh Federal Credit Union leads on 3 and Moonlight Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.