Side-by-side · Q2 2026 data
Avidbank vs Commonwealth Central Credit Union
Metric by metric
| Measure | Avidbank | Commonwealth Central Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 70 | 92 (stronger) |
| Loan quality | 78 | 86 (stronger) |
| Earnings | 74 (stronger) | 48 |
| Funding & liquidity | 39 | 79 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 58th | 78th |
| Total assets | $2.7B | $624.9M |
| Deposits / shares | $2.3B | $530.3M |
| Capital ratio | 11.99% | 14.23% (stronger) |
| Problem loans | 0.65% | 0.41% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.61% |
| Return on assets | 1.35% (stronger) | 0.70% |
| Loans ÷ deposits | 94.7% | 81.5% (stronger) |
| Uninsured deposits | 39.5% | 7.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Avidbank leads on 2 and Commonwealth Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.