Side-by-side · Q2 2026 data
Avidbank vs F3 Credit Union
Metric by metric
| Measure | Avidbank | F3 Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 78 (stronger) | 65 |
| Earnings | 74 (stronger) | 47 |
| Funding & liquidity | 39 | 100 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 58th | 78th |
| Total assets | $2.7B | $236.8M |
| Deposits / shares | $2.3B | $196.8M |
| Capital ratio | 11.99% | 18.47% (stronger) |
| Problem loans | 0.65% (stronger) | 1.05% |
| Net charge-offs | 0.43% (stronger) | 1.00% |
| Return on assets | 1.35% (stronger) | 0.68% |
| Loans ÷ deposits | 94.7% | 55.0% (stronger) |
| Uninsured deposits | 39.5% | 5.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F3 Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Avidbank leads on 3 and F3 Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.