Side-by-side · Q2 2026 data
Avista Corp. Credit Union vs Evergreendirect Credit Union
Metric by metric
| Measure | Avista Corp. Credit Union | Evergreendirect Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 41 (stronger) | 21 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 80th | 36th |
| Total assets | $72.5M | $75.6M |
| Deposits / shares | $59.2M | $68.9M |
| Capital ratio | 18.04% (stronger) | 11.47% |
| Problem loans | 0.08% (stronger) | 0.63% |
| Net charge-offs | -0.00% (stronger) | 0.88% |
| Return on assets | 0.53% (stronger) | 0.03% |
| Loans ÷ deposits | 72.1% | 53.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Avista Corp. Credit Union has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Avista Corp. Credit Union leads on 6 and Evergreendirect Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.