Side-by-side · Q2 2026 data
B.E.A. Credit Union vs Mercer Credit Union
Metric by metric
| Measure | B.E.A. Credit Union | Mercer Credit Union |
|---|---|---|
| TellerScore | 54 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 0 | 46 (stronger) |
| Earnings | 31 | 33 (stronger) |
| Funding & liquidity | 67 | 80 (stronger) |
| Problem-loan coverage | 76 | 86 (stronger) |
| Peer percentile | 13th | 36th |
| Total assets | $2.4M | $2.6M |
| Deposits / shares | $1.7M | $2.2M |
| Capital ratio | 26.75% (stronger) | 14.90% |
| Problem loans | 5.12% | 1.61% (stronger) |
| Net charge-offs | -0.22% (stronger) | 0.00% |
| Return on assets | 0.28% | 0.32% (stronger) |
| Loans ÷ deposits | 93.5% | 80.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mercer Credit Union has the higher TellerScore (68 vs 54). On the 6 directional measures above (where higher or lower is clearly better), B.E.A. Credit Union leads on 2 and Mercer Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.