Side-by-side · Q2 2026 data
B I Federal Credit Union vs United Community Federal Credit Union
Credit union
United Community Federal Credit Union
West Mifflin, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | B I Federal Credit Union | United Community Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 35 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 24th | 95th |
| Total assets | $3.0M | $129.1M |
| Deposits / shares | $1.9M | $111.2M |
| Capital ratio | 37.09% (stronger) | 13.25% |
| Problem loans | 3.80% | 0.06% (stronger) |
| Net charge-offs | -1.20% (stronger) | 0.16% |
| Return on assets | 0.38% | 1.45% (stronger) |
| Loans ÷ deposits | 27.6% (stronger) | 42.0% |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
United Community Federal Credit Union has the higher TellerScore (90 vs 62). On the 7 directional measures above (where higher or lower is clearly better), B I Federal Credit Union leads on 4 and United Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.