Side-by-side · Q2 2026 data
B. M. H. Federal Credit Union vs Chattanooga Federal Employees Credit Union
Credit union
Chattanooga Federal Employees Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | B. M. H. Federal Credit Union | Chattanooga Federal Employees Credit Union |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 69 | 87 (stronger) |
| Earnings | 35 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 62nd | 77th |
| Total assets | $3.7M | $76.0M |
| Deposits / shares | $2.9M | $63.1M |
| Capital ratio | 21.19% (stronger) | 16.86% |
| Problem loans | 0.94% | 0.39% (stronger) |
| Net charge-offs | 0.29% (stronger) | 0.36% |
| Return on assets | 0.38% | 0.56% (stronger) |
| Loans ÷ deposits | 49.9% (stronger) | 63.4% |
| Uninsured deposits | 0.0% (stronger) | 4.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Chattanooga Federal Employees Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), B. M. H. Federal Credit Union leads on 4 and Chattanooga Federal Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.