Side-by-side · Q2 2026 data
B. M. H. Federal Credit Union vs P.I.A.S. Credit Union
Metric by metric
| Measure | B. M. H. Federal Credit Union | P.I.A.S. Credit Union |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 35 | 35 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 62nd | 83rd |
| Total assets | $3.7M | $4.2M |
| Deposits / shares | $2.9M | $3.5M |
| Capital ratio | 21.19% (stronger) | 17.42% |
| Problem loans | 0.94% | 0.00% (stronger) |
| Net charge-offs | 0.29% | 0.00% (stronger) |
| Return on assets | 0.38% (stronger) | 0.37% |
| Loans ÷ deposits | 49.9% (stronger) | 59.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P.I.A.S. Credit Union has the higher TellerScore (87 vs 79). On the 6 directional measures above (where higher or lower is clearly better), B. M. H. Federal Credit Union leads on 3 and P.I.A.S. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.