Side-by-side · Q2 2026 data
b1BANK vs Investar Bank, National Association
Metric by metric
| Measure | b1BANK | Investar Bank, National Association |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 59 (stronger) | 57 |
| Loan quality | 58 | 79 (stronger) |
| Earnings | 69 | 73 (stronger) |
| Funding & liquidity | 34 | 45 (stronger) |
| Problem-loan coverage | 81 | 90 (stronger) |
| Peer percentile | 19th | 44th |
| Total assets | $8.9B | $3.9B |
| Deposits / shares | $7.3B | $3.2B |
| Capital ratio | 10.91% (stronger) | 10.75% |
| Problem loans | 1.26% | 0.63% (stronger) |
| Net charge-offs | 0.12% | 0.03% (stronger) |
| Return on assets | 1.23% | 1.32% (stronger) |
| Loans ÷ deposits | 90.8% (stronger) | 94.0% |
| Uninsured deposits | 46.7% | 34.1% (stronger) |
| Offices | 56 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 11.5% |
Investar Bank, National Association has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), b1BANK leads on 2 and Investar Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.