Side-by-side · Q2 2026 data
b1BANK vs Scurry County School Federal Credit Union
Credit union
Scurry County School Federal Credit Union
Snyder, Texas · Under $100 million in assets
Metric by metric
| Measure | b1BANK | Scurry County School Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 71 (stronger) |
| Capital cushion | 59 | 89 (stronger) |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 69 (stronger) | 0 |
| Funding & liquidity | 34 | 96 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 19th | 42nd |
| Total assets | $8.9B | $13.2M |
| Deposits / shares | $7.3B | $11.4M |
| Capital ratio | 10.91% | 13.89% (stronger) |
| Problem loans | 1.26% | 0.53% (stronger) |
| Net charge-offs | 0.12% | -0.24% (stronger) |
| Return on assets | 1.23% (stronger) | -4.83% |
| Loans ÷ deposits | 90.8% | 63.9% (stronger) |
| Uninsured deposits | 46.7% | 14.9% (stronger) |
| Offices | 56 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Scurry County School Federal Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), b1BANK leads on 1 and Scurry County School Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Snyder, TX