Side-by-side · Q2 2026 data
Back Mountain Federal Credit Union vs Par-Del Emp. Federal Credit Union
Credit union
Back Mountain Federal Credit Union
Shavertown, Pennsylvania · Under $100 million in assets
Credit union
Par-Del Emp. Federal Credit Union
Wyoming, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Back Mountain Federal Credit Union | Par-Del Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 43 (stronger) |
| Earnings | 46 | 52 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 76 | 91 (stronger) |
| Peer percentile | 23rd | 52nd |
| Total assets | $6.9M | $7.2M |
| Deposits / shares | $5.0M | $6.0M |
| Capital ratio | 27.68% (stronger) | 15.65% |
| Problem loans | 6.80% | 1.70% (stronger) |
| Net charge-offs | 0.47% | 0.00% (stronger) |
| Return on assets | 0.64% | 0.81% (stronger) |
| Loans ÷ deposits | 67.6% | 50.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Par-Del Emp. Federal Credit Union has the higher TellerScore (75 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Back Mountain Federal Credit Union leads on 1 and Par-Del Emp. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.