Headquartered in Wyoming, Pennsylvania, Par-Del Emp. Federal Credit Union is a federal credit union with $7.2M in total assets and $6.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1977.
Based on its Q2 2026 filing, Par-Del Emp. Federal Credit Union scores 75/100, which we describe as strong. That is higher than 52% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 141st. Its strongest component is capital cushion (100/100; 15.65%), and its lowest is loan quality (43/100; 1.70%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (77 → 75), mostly because the loan quality component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 72 |
| Q4 2024 | 55 |
| Q1 2025 | 66 |
| Q2 2025 | 77 |
| Q3 2025 | 85 |
| Q4 2025 | 71 |
| Q1 2026 | 66 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.31% |
| Q3 2024 | 13.76% |
| Q4 2024 | 13.84% |
| Q1 2025 | 14.18% |
| Q2 2025 | 14.32% |
| Q3 2025 | 15.06% |
| Q4 2025 | 15.29% |
| Q1 2026 | 15.19% |
| Q2 2026 | 15.65% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.61% |
| Q3 2024 | 0.91% |
| Q4 2024 | 3.11% |
| Q1 2025 | 1.56% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.62% |
| Q4 2025 | 2.36% |
| Q1 2026 | 2.57% |
| Q2 2026 | 1.70% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.40% |
| Q3 2024 | -0.02% |
| Q4 2024 | 0.17% |
| Q1 2025 | -0.17% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.88% |
| Q4 2025 | 1.03% |
| Q1 2026 | 0.68% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $7.2M | 15.65% | 1.70% | 0.81% | 50.9% |
| Q1 2026 | 66 | $7.3M | 15.19% | 2.57% | 0.68% | 52.3% |
| Q4 2025 | 71 | $7.2M | 15.29% | 2.36% | 1.03% | 54.4% |
| Q3 2025 | 85 | $7.2M | 15.06% | 0.62% | 0.88% | 56.4% |
| Q2 2025 | 77 | $7.4M | 14.32% | 0.61% | 0.07% | 57.0% |
| Q1 2025 | 66 | $7.4M | 14.18% | 1.56% | -0.17% | 54.3% |
| Q4 2024 | 55 | $7.5M | 13.84% | 3.11% | 0.17% | 51.3% |
| Q3 2024 | 72 | $7.5M | 13.76% | 0.91% | -0.02% | 51.7% |
| Q2 2024 | 61 | $7.6M | 13.31% | 1.61% | -0.40% | 47.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Post Gazette Federal Credit UnionCredit union Pittsburgh, PA | 52 out of 100, Below average | $7.4M | 67.8% | 3.42% | vs |
| U.A.L.U. 354 Federal Credit UnionCredit union Youngwood, PA | 79 out of 100, Strong | $6.9M | 11.7% | 0.41% | vs |
| Back Mountain Federal Credit UnionCredit union Shavertown, PA | 61 out of 100, Moderate | $6.9M | 27.7% | 6.80% | vs |
| Ukrainian Selfreliance of West. Pa. Federal Credit UnionCredit union Carnegie, PA | 44 out of 100, Below average | $6.7M | 10.3% | 2.10% | vs |
| Ure Federal Credit UnionCredit union East Pittsburgh, PA | 56 out of 100, Moderate | $7.7M | 22.3% | 3.95% | vs |
| Northwood Federal Credit UnionCredit union Philadelphia, PA | 75 out of 100, Strong | $6.6M | 19.7% | 0.63% | vs |
Deposit insurance
Is my money safe at Par-Del Emp. Federal Credit Union?
Yes. Par-Del Emp. Federal Credit Union is a federally insured credit union (NCUA charter #22723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Par-Del Emp. Federal Credit Union lists 1 office in 1 city. Most locations:
- Wyoming, PA (1)
Identity & history
Profile
- Legal name
- Par-Del Emp. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22723
- RSSD ID
- 402387
- Primary regulator
- NCUA
- Established
- 1977
- Headquarters
- P.O. Box 4071, Wyoming, PA 18644
- Employees
- 3
Quick answers
Par-Del Emp. Federal Credit Union: common questions
Is Par-Del Emp. Federal Credit Union NCUA insured?
Yes. Par-Del Emp. Federal Credit Union is a federally insured credit union (NCUA charter #22723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Par-Del Emp. Federal Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Par-Del Emp. Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| P & G Mehoopany Employees Federal Credit UnionCredit union Tunkhannock, PA | 95 out of 100, Very strong | $195.3M | 14.8% | 0.14% | vs |
| Corner Post Federal Credit UnionCredit union Wilkes Barre, PA | 92 out of 100, Very strong | $99.4M | 17.7% | 0.91% | vs |
| Ufcw Community Federal Credit UnionCredit union Wyoming, PA | 86 out of 100, Very strong | $181.4M | 15.3% | 1.18% | vs |
| Citymark Federal Credit UnionCredit union Plains, PA | 86 out of 100, Very strong | $152.2M | 16.2% | 0.88% | vs |
| The Honesdale National BankBank Honesdale, PA | 84 out of 100, Strong | $1.2B | 13.7% | 0.24% | vs |
| PS BankBank Wyalusing, PA | 83 out of 100, Strong | $674.5M | 11.2% | 0.10% | vs |