Side-by-side · Q2 2026 data
Back Mountain Federal Credit Union vs Valley Pride Federal Credit Union
Credit union
Back Mountain Federal Credit Union
Shavertown, Pennsylvania · Under $100 million in assets
Credit union
Valley Pride Federal Credit Union
Kingston, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Back Mountain Federal Credit Union | Valley Pride Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 46 | 53 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 76 | 87 (stronger) |
| Peer percentile | 23rd | 28th |
| Total assets | $6.9M | $6.3M |
| Deposits / shares | $5.0M | $5.2M |
| Capital ratio | 27.68% (stronger) | 17.52% |
| Problem loans | 6.80% | 4.23% (stronger) |
| Net charge-offs | 0.47% (stronger) | 0.84% |
| Return on assets | 0.64% | 0.82% (stronger) |
| Loans ÷ deposits | 67.6% | 33.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Pride Federal Credit Union has the higher TellerScore (64 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Back Mountain Federal Credit Union leads on 2 and Valley Pride Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.