Side-by-side · Q2 2026 data
Banc of California vs Asian Pacific National Bank
Metric by metric
| Measure | Banc of California | Asian Pacific National Bank |
|---|---|---|
| TellerScore | 35 | 89 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 22 | 100 (stronger) |
| Earnings | 0 | 56 (stronger) |
| Funding & liquidity | 57 | 84 (stronger) |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 4th | 87th |
| Total assets | $34.9B | $56.9M |
| Deposits / shares | $28.2B | $45.1M |
| Capital ratio | 9.64% | 20.07% (stronger) |
| Problem loans | 2.34% | 0.00% (stronger) |
| Net charge-offs | 1.39% | 0.00% (stronger) |
| Return on assets | -0.88% | 0.91% (stronger) |
| Loans ÷ deposits | 88.2% | 76.3% (stronger) |
| Uninsured deposits | 28.9% | 8.0% (stronger) |
| Offices | 77 | 1 |
| CFPB complaints (3 yrs) | 24 | — |
| Complaints per $1B deposits | 0.9 | — |
| Mortgage denial rate (HMDA) | — | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Banc of California leads on 0 and Asian Pacific National Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.