Side-by-side · Q2 2026 data
Banc of California vs Bank of Hope
Metric by metric
| Measure | Banc of California | Bank of Hope |
|---|---|---|
| TellerScore | 35 | 60 (stronger) |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 22 | 71 (stronger) |
| Earnings | 0 | 50 (stronger) |
| Funding & liquidity | 57 (stronger) | 39 |
| Problem-loan coverage | 70 | 89 (stronger) |
| Peer percentile | 4th | 29th |
| Total assets | $34.9B | $19.0B |
| Deposits / shares | $28.2B | $15.9B |
| Capital ratio | 9.64% | 10.82% (stronger) |
| Problem loans | 2.34% | 0.88% (stronger) |
| Net charge-offs | 1.39% | 0.27% (stronger) |
| Return on assets | -0.88% | 0.74% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 93.5% |
| Uninsured deposits | 28.9% (stronger) | 40.3% |
| Offices | 77 | 69 |
| CFPB complaints (3 yrs) | 24 | 53 |
| Complaints per $1B deposits | 0.9 (stronger) | 3.3 |
| Mortgage denial rate (HMDA) | — | 9.1% |
Bank of Hope has the higher TellerScore (60 vs 35). On the 8 directional measures above (where higher or lower is clearly better), Banc of California leads on 3 and Bank of Hope on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.