Bank of Hope (FDIC certificate #26610) is based in Los Angeles, California. Its Q2 2026 call report shows $19.0B in total assets and $15.9B in deposits and 75 offices across 9 states.
Bank of Hope has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 132 banks with $10 billion – $100 billion. Among 116 banks headquartered in California, it ranks 86th. Problem-loan coverage contributes the most (89/100, 5.3%); funding & liquidity contributes the least (39/100, 93% loans-to-deposits, 40% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (54 → 60), mostly because the earnings component improved by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 60 |
| Q4 2024 | 62 |
| Q1 2025 | 63 |
| Q2 2025 | 54 |
| Q3 2025 | 55 |
| Q4 2025 | 57 |
| Q1 2026 | 59 |
| Q2 2026 | 60 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.46% |
| Q3 2024 | 11.46% |
| Q4 2024 | 11.68% |
| Q1 2025 | 11.73% |
| Q2 2025 | 10.45% |
| Q3 2025 | 10.72% |
| Q4 2025 | 10.93% |
| Q1 2026 | 10.84% |
| Q2 2026 | 10.82% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 1.03% |
| Q4 2024 | 0.86% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.89% |
| Q3 2025 | 0.95% |
| Q4 2025 | 1.02% |
| Q1 2026 | 0.95% |
| Q2 2026 | 0.88% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.65% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $19.0B | 10.82% | 0.88% | 0.74% | 93.5% |
| Q1 2026 | 59 | $18.7B | 10.84% | 0.95% | 0.70% | 92.5% |
| Q4 2025 | 57 | $18.5B | 10.93% | 1.02% | 0.42% | 93.7% |
| Q3 2025 | 55 | $18.5B | 10.72% | 0.95% | 0.26% | 91.3% |
| Q2 2025 | 54 | $18.5B | 10.45% | 0.89% | 0.00% | 89.6% |
| Q1 2025 | 63 | $17.1B | 11.73% | 0.72% | 0.57% | 90.9% |
| Q4 2024 | 62 | $17.0B | 11.68% | 0.86% | 0.65% | 94.0% |
| Q3 2024 | 60 | $17.3B | 11.46% | 1.03% | 0.65% | 91.5% |
| Q2 2024 | 63 | $17.4B | 11.46% | 0.77% | 0.65% | 91.5% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Business Bank, National AssociationBank Ontario, CA | 73 out of 100, Strong | $21.2B | 11.4% | 0.14% | vs |
| Mechanics BankBank Walnut Creek, CA | 65 out of 100, Moderate | $21.2B | 9.4% | 0.41% | vs |
| Bank of America California, National AssociationBank San Francisco, CA | 74 out of 100, Strong | $14.8B | 12.4% | 0.66% | vs |
| Cathay BankBank Los Angeles, CA | 69 out of 100, Moderate | $24.6B | 11.5% | 0.54% | vs |
| Farmers and Merchants Bank of Long BeachBank Long Beach, CA | 80 out of 100, Strong | $11.8B | 14.0% | 0.01% | vs |
| Axos BankBank San Diego, CA | 71 out of 100, Strong | $28.9B | 9.2% | 0.44% | vs |
Deposit insurance
Is my money safe at Bank of Hope?
Yes. Bank of Hope is an FDIC-insured institution (FDIC certificate #26610). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.3% of deposits ($6.4B) are above the $250,000 FDIC insurance limit, close to the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.82%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.65% (benchmark: 10%).
75 locations
Branches
Bank of Hope lists 69 offices in 46 cities across 9 states. Most locations:
- Honolulu, HI (13)
- Los Angeles, CA (9)
- Flushing, NY (2)
- Houston, TX (2)
- Northridge, CA (2)
- Aiea, HI (1)
- Arlington Heights, IL (1)
- Bayside, NY (1)
- Bellevue, WA (1)
- Buena Park, CA (1)
- Cerritos, CA (1)
- Colton, CA (1)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 53 consumer complaints about HOPE BANCORP, INC. to the company (23 in the last 12 months). 84.9% received a timely response. That is 3.3 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Bank of Hope reported 1,286 home-loan applications under HMDA (LEI 549300F570XAWYN8Z237): 889 originated ($592,335,000 total), 102 denied, and 170 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Hope
- Former names
- California Central Bank; California Center Bank; Center Bank; BBCN Bank
- Type
- State-chartered bank
- FDIC certificate #
- 26610
- RSSD ID
- 671464
- Primary regulator
- FDIC
- Holding company
- Hope Bcorp Inc
- Established
- March 18, 1986
- Headquarters
- 3200 Wilshire Blvd, Los Angeles, CA 90010
- Website
- www.bankofhope.com
- Employees
- 1,433
Quick answers
Bank of Hope: common questions
Is Bank of Hope FDIC insured?
Yes. Bank of Hope is an FDIC-insured institution (FDIC certificate #26610). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Hope's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Hope ever failed?
There is no failure record for FDIC certificate #26610 in the FDIC failed bank list.
How many branches does Bank of Hope have?
75 offices as of the latest FDIC data, in 9 states.
Nearby
Highest-scoring banks and credit unions with branches near Los Angeles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |