Side-by-side · Q2 2026 data
Banc of California vs Malaga Bank F.S.B.
Metric by metric
| Measure | Banc of California | Malaga Bank F.S.B. |
|---|---|---|
| TellerScore | 35 | 88 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 22 | 100 (stronger) |
| Earnings | 0 | 87 (stronger) |
| Funding & liquidity | 57 (stronger) | 37 |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 4th | 98th |
| Total assets | $34.9B | $1.4B |
| Deposits / shares | $28.2B | $942.1M |
| Capital ratio | 9.64% | 16.76% (stronger) |
| Problem loans | 2.34% | 0.00% (stronger) |
| Net charge-offs | 1.39% | 0.00% (stronger) |
| Return on assets | -0.88% | 1.69% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 131.4% |
| Uninsured deposits | 28.9% | 27.4% (stronger) |
| Offices | 77 | 5 |
| CFPB complaints (3 yrs) | 24 | — |
| Complaints per $1B deposits | 0.9 | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Banc of California leads on 1 and Malaga Bank F.S.B. on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.