Side-by-side · Q2 2026 data
Banco Popular de Puerto Rico vs Puerto Rico Federal Credit Union
Metric by metric
| Measure | Banco Popular de Puerto Rico | Puerto Rico Federal Credit Union |
|---|---|---|
| TellerScore | 42 | 73 (stronger) |
| Capital cushion | 25 | 90 (stronger) |
| Loan quality | 20 | 77 (stronger) |
| Earnings | 75 (stronger) | 35 |
| Funding & liquidity | 51 | 73 (stronger) |
| Problem-loan coverage | 70 | 92 (stronger) |
| Peer percentile | 7th | 60th |
| Total assets | $63.3B | $188.0M |
| Deposits / shares | $58.7B | $164.0M |
| Capital ratio | 7.53% | 14.01% (stronger) |
| Problem loans | 2.40% | 0.68% (stronger) |
| Net charge-offs | 1.16% | 1.02% (stronger) |
| Return on assets | 1.38% (stronger) | 0.37% |
| Loans ÷ deposits | 46.4% (stronger) | 87.3% |
| Uninsured deposits | 59.2% | 5.5% (stronger) |
| Offices | 158 | 4 |
| CFPB complaints (3 yrs) | 511 | — |
| Complaints per $1B deposits | 8.7 | — |
| Mortgage denial rate (HMDA) | 23.8% | — |
Puerto Rico Federal Credit Union has the higher TellerScore (73 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Banco Popular de Puerto Rico leads on 2 and Puerto Rico Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Aguadilla, PR
- Quebradillas, PR