Side-by-side · Q2 2026 data
Bangor Savings Bank vs Bangor Federal Credit Union
Metric by metric
| Measure | Bangor Savings Bank | Bangor Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 67 (stronger) |
| Capital cushion | 28 | 37 (stronger) |
| Loan quality | 84 (stronger) | 81 |
| Earnings | 35 | 61 (stronger) |
| Funding & liquidity | 64 | 94 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 13th | 41st |
| Total assets | $7.7B | $293.2M |
| Deposits / shares | $5.7B | $267.2M |
| Capital ratio | 7.79% | 8.70% (stronger) |
| Problem loans | 0.47% (stronger) | 0.57% |
| Net charge-offs | 0.02% (stronger) | 0.20% |
| Return on assets | 0.37% | 1.03% (stronger) |
| Loans ÷ deposits | 90.9% | 66.3% (stronger) |
| Uninsured deposits | 19.7% | 1.8% (stronger) |
| Offices | 70 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | 15.3% |
Bangor Federal Credit Union has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bangor Savings Bank leads on 2 and Bangor Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.