Side-by-side · Q2 2026 data
Bangor Savings Bank vs Machias Savings Bank
Metric by metric
| Measure | Bangor Savings Bank | Machias Savings Bank |
|---|---|---|
| TellerScore | 55 | 73 (stronger) |
| Capital cushion | 28 | 71 (stronger) |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 35 | 59 (stronger) |
| Funding & liquidity | 64 (stronger) | 61 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 13th | 70th |
| Total assets | $7.7B | $2.7B |
| Deposits / shares | $5.7B | $2.3B |
| Capital ratio | 7.79% | 12.12% (stronger) |
| Problem loans | 0.47% | 0.40% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 0.37% | 0.99% (stronger) |
| Loans ÷ deposits | 90.9% (stronger) | 98.2% |
| Uninsured deposits | 19.7% | 16.4% (stronger) |
| Offices | 70 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | 23.7% |
Machias Savings Bank has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bangor Savings Bank leads on 2 and Machias Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Portland, ME
- Bangor, ME
- Manchester, NH
- Calais, ME
- Ellsworth, ME
- Houlton, ME
- Lincoln, ME
- Machias, ME
- Brewer, ME
- Rockland, ME
- Bar Harbor, ME