Side-by-side · Q2 2026 data
Bank of Abbeville & Trust Company vs Gulf Coast Bank
Metric by metric
| Measure | Bank of Abbeville & Trust Company | Gulf Coast Bank |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 79 | 97 (stronger) |
| Loan quality | 17 | 79 (stronger) |
| Earnings | 66 | 70 (stronger) |
| Funding & liquidity | 89 | 90 (stronger) |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 22nd | 90th |
| Total assets | $245.5M | $513.7M |
| Deposits / shares | $214.4M | $444.1M |
| Capital ratio | 12.92% | 14.75% (stronger) |
| Problem loans | 2.49% | 0.63% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.15% | 1.25% (stronger) |
| Loans ÷ deposits | 59.4% (stronger) | 65.5% |
| Uninsured deposits | 25.5% | 19.5% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.2% |
Gulf Coast Bank has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Abbeville & Trust Company leads on 2 and Gulf Coast Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abbeville, LA
- Maurice, LA