Side-by-side · Q2 2026 data
Bank of Abbeville & Trust Company vs Hibernia Bank
Metric by metric
| Measure | Bank of Abbeville & Trust Company | Hibernia Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 55 |
| Capital cushion | 79 (stronger) | 65 |
| Loan quality | 17 | 54 (stronger) |
| Earnings | 66 (stronger) | 24 |
| Funding & liquidity | 89 (stronger) | 57 |
| Problem-loan coverage | 78 | 83 (stronger) |
| Peer percentile | 22nd | 11th |
| Total assets | $245.5M | $256.6M |
| Deposits / shares | $214.4M | $210.0M |
| Capital ratio | 12.92% (stronger) | 11.54% |
| Problem loans | 2.49% | 1.37% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.15% (stronger) | 0.11% |
| Loans ÷ deposits | 59.4% (stronger) | 100.3% |
| Uninsured deposits | 25.5% | 17.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Abbeville & Trust Company has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Abbeville & Trust Company leads on 4 and Hibernia Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.