Side-by-side · Q2 2026 data
Bank of Billings vs Telcomm Credit Union
Metric by metric
| Measure | Bank of Billings | Telcomm Credit Union |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 49 | 82 (stronger) |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 61 (stronger) | 41 |
| Funding & liquidity | 74 | 75 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 26th | 71st |
| Total assets | $105.0M | $337.9M |
| Deposits / shares | $91.2M | $286.3M |
| Capital ratio | 9.88% | 13.18% (stronger) |
| Problem loans | 0.91% | 0.25% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.55% |
| Return on assets | 1.03% (stronger) | 0.54% |
| Loans ÷ deposits | 85.9% | 85.6% (stronger) |
| Uninsured deposits | 13.8% | 2.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Telcomm Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Billings leads on 2 and Telcomm Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.