Side-by-side · Q2 2026 data
Bank of Bird-in-Hand vs Diamond Credit Union
Metric by metric
| Measure | Bank of Bird-in-Hand | Diamond Credit Union |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 48 | 55 (stronger) |
| Loan quality | 94 (stronger) | 90 |
| Earnings | 67 (stronger) | 58 |
| Funding & liquidity | 47 | 96 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 49th | 75th |
| Total assets | $1.9B | $1.2B |
| Deposits / shares | $1.7B | $1.1B |
| Capital ratio | 9.82% | 10.52% (stronger) |
| Problem loans | 0.19% (stronger) | 0.29% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.17% (stronger) | 0.96% |
| Loans ÷ deposits | 102.8% | 64.4% (stronger) |
| Uninsured deposits | 24.6% | 6.5% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 28.1% |
Diamond Credit Union has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Bird-in-Hand leads on 3 and Diamond Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.