Side-by-side · Q2 2026 data
Bank of Commerce vs Oklahoma'S Federal Credit Union
Credit union
Oklahoma'S Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Bank of Commerce | Oklahoma'S Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 78 (stronger) | 76 |
| Loan quality | 74 | 92 (stronger) |
| Earnings | 93 (stronger) | 56 |
| Funding & liquidity | 80 (stronger) | 70 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 82nd | 71st |
| Total assets | $203.2M | $954.5M |
| Deposits / shares | $174.5M | $762.6M |
| Capital ratio | 12.78% (stronger) | 12.63% |
| Problem loans | 0.78% | 0.25% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.40% |
| Return on assets | 1.83% (stronger) | 0.91% |
| Loans ÷ deposits | 76.5% (stronger) | 90.1% |
| Uninsured deposits | 18.4% | 11.2% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Bank of Commerce has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bank of Commerce leads on 5 and Oklahoma'S Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.