Side-by-side · Q2 2026 data
Bank of Crocker vs Independent Farmers Bank
Metric by metric
| Measure | Bank of Crocker | Independent Farmers Bank |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 78 (stronger) | 55 |
| Loan quality | 8 | 78 (stronger) |
| Earnings | 52 | 65 (stronger) |
| Funding & liquidity | 91 (stronger) | 85 |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 16th | 47th |
| Total assets | $143.3M | $146.5M |
| Deposits / shares | $126.8M | $131.9M |
| Capital ratio | 12.81% (stronger) | 10.53% |
| Problem loans | 2.75% | 0.66% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 0.81% | 1.13% (stronger) |
| Loans ÷ deposits | 33.6% (stronger) | 66.2% |
| Uninsured deposits | 23.1% (stronger) | 23.5% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Independent Farmers Bank has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bank of Crocker leads on 4 and Independent Farmers Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.