Bank of Crocker is a state-chartered bank headquartered in Waynesville, Missouri, in business for about 115 years. At the end of Q2 2026 it reported $143.3M in total assets and $126.8M in deposits, with 4 offices.
Based on its Q2 2026 filing, Bank of Crocker scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 166th. Its strongest component is funding & liquidity (91/100; 34% loans-to-deposits, 23% uninsured), and its lowest is loan quality (8/100; 2.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (54 → 58), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 65 |
| Q4 2024 | 57 |
| Q1 2025 | 53 |
| Q2 2025 | 54 |
| Q3 2025 | 57 |
| Q4 2025 | 55 |
| Q1 2026 | 57 |
| Q2 2026 | 58 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.31% |
| Q3 2024 | 12.30% |
| Q4 2024 | 12.54% |
| Q1 2025 | 12.39% |
| Q2 2025 | 12.13% |
| Q3 2025 | 12.31% |
| Q4 2025 | 12.50% |
| Q1 2026 | 12.41% |
| Q2 2026 | 12.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.76% |
| Q3 2024 | 1.63% |
| Q4 2024 | 2.49% |
| Q1 2025 | 2.83% |
| Q2 2025 | 2.65% |
| Q3 2025 | 2.55% |
| Q4 2025 | 2.77% |
| Q1 2026 | 2.58% |
| Q2 2026 | 2.75% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.63% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $143.3M | 12.81% | 2.75% | 0.81% | 33.6% |
| Q1 2026 | 57 | $147.8M | 12.41% | 2.58% | 0.75% | 36.5% |
| Q4 2025 | 55 | $145.8M | 12.50% | 2.77% | 0.63% | 37.3% |
| Q3 2025 | 57 | $144.4M | 12.31% | 2.55% | 0.67% | 37.6% |
| Q2 2025 | 54 | $141.9M | 12.13% | 2.65% | 0.56% | 37.5% |
| Q1 2025 | 53 | $144.3M | 12.39% | 2.83% | 0.48% | 35.8% |
| Q4 2024 | 57 | $142.0M | 12.54% | 2.49% | 0.64% | 35.7% |
| Q3 2024 | 65 | $142.6M | 12.30% | 1.63% | 0.72% | 35.3% |
| Q2 2024 | 64 | $139.5M | 12.31% | 1.76% | 0.69% | 33.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Bank of El Dorado SpringsBank El Dorado Springs, MO | 98 out of 100, Very strong | $143.6M | 16.6% | 0.09% | vs |
| Citizens Community BankBank Pilot Grove, MO | 79 out of 100, Strong | $142.6M | 11.6% | 0.27% | vs |
| Four States BankBank Carthage, MO | 76 out of 100, Strong | $142.1M | 15.8% | 0.00% | vs |
| Alton BankBank Alton, MO | 63 out of 100, Moderate | $145.0M | 8.0% | 0.52% | vs |
| Jonesburg State BankBank Jonesburg, MO | 81 out of 100, Strong | $145.6M | 9.9% | 0.00% | vs |
| Independent Farmers BankBank Maysville, MO | 71 out of 100, Strong | $146.5M | 10.5% | 0.66% | vs |
Deposit insurance
Is my money safe at Bank of Crocker?
Yes. Bank of Crocker is an FDIC-insured institution (FDIC certificate #1937). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.1% of deposits ($29.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 34.04% (benchmark: 10%).
4 locations
Branches
Bank of Crocker lists 4 offices in 4 cities. Most locations:
- Crocker, MO (1)
- Richland, MO (1)
- Saint Robert, MO (1)
- Waynesville, MO (1)
Identity & history
Profile
- Legal name
- Bank of Crocker
- Type
- State-chartered bank
- FDIC certificate #
- 1937
- RSSD ID
- 765354
- Primary regulator
- FDIC
- Established
- July 5, 1911
- Headquarters
- 200 Ichord Ave, Waynesville, MO 65583
- Website
- www.bankofcrocker.com
- Employees
- 34
Quick answers
Bank of Crocker: common questions
Is Bank of Crocker FDIC insured?
Yes. Bank of Crocker is an FDIC-insured institution (FDIC certificate #1937). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Crocker's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Crocker ever failed?
There is no failure record for FDIC certificate #1937 in the FDIC failed bank list.
How many branches does Bank of Crocker have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Waynesville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Maries County BankBank Vienna, MO | 89 out of 100, Very strong | $600.5M | 14.8% | 0.12% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| First State Community BankBank Farmington, MO | 73 out of 100, Strong | $4.5B | 11.7% | 1.07% | vs |
| Infuze Federal Credit UnionCredit union Fort Leonard Wo, MO | 72 out of 100, Strong | $456.9M | 10.5% | 0.36% | vs |
| Bank of IberiaBank Iberia, MO | 68 out of 100, Moderate | $73.9M | 9.1% | 0.48% | vs |
| Navy Federal Credit UnionCredit union Vienna, VA | 66 out of 100, Moderate | $204.4B | 11.7% | 1.58% | vs |